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Throughout the nation credit card debt is one of the top problems we have today. During the zenith of our economic good times we were on a roll. Almost everything that we bought we charged on our credit cards, and we started building up debt on our cards each month that we never really thought about paying back.Consumers were purchasing like there was no tomorrow because of the fact that our economy was growing at a great rate the last few years before. We always thought that we could pay off our credit card debt tomorrow because money was flowing into our pockets every month and we never thought the good times would stop coming, but eventually the bubble burst and when it did, it left many of us with incredibly high credit card debts that we suddenly couldnt pay off any more. In this article we will deal with some good steps that we can take to get back to normalcy as far as helping to eliminate credit card debt from our lives.
The first thing you would need to do is gather all of your credit cards together into one simple paper list so that you can write down each credit card you have, the outstanding balance, interest rate you have on each one, and the minimum payment. Make sure that the credit cards with the highest interest rate levels are at the top of your list. Then you should shop around for any new credit card offers that have a much lower yearly interest rate and try to get into these cards. After you have signed up for these credit cards you would thentake out a loan on them to pay off the credit cards you currently have the highest interest rates with. This way you have paid off the credit card debt you have with the highest interest rates and you are left with the same amount of debt but with a lower interest rate. This method will guarantee to lower your monthly payment on your debt.
The second method you can use to help pay off the balance of your debt itself is to start making a budget. Make a list of certain things that you buy monthly that you really dont need and try to cut down on purchasing them or eliminating them all together. After about 6 months of practicing thrifty spending methods like this, it will become second nature to you and you will not notice it anymore. These are just some methods to help you not only manage your credit card debt but to eventually eliminate credit card debt alltogether.
Signed Diggnation Card
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NBA Hassan Adams NJ Nets Autographed Card 2005-06 $7.00 |
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Bill Dickey Signed Autographed Baseball Card JSA LOA* $74.95 |
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Red Grange Bears signed Goal Line Art Card PSA/DNA (with corner wear) $350.00 |
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Whitey Ford Signed Autographed Baseball Card JSA LOA* $44.95 |
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Babe Ruth Baseball Coasters (Set of 4) $14.99 Babe Ruth inspired autograph bar coasters (Set of 4). Coasters are made of a soft polyester surface with a digital image signed baseball by Babe Ruth (non authentic) with a non slip neoprene rubber backing. These coasters will prevent your tables and desks from being scratched. A fan of Babe Ruth? The coasters come in a set of 4. It is the perfect home and or office décor accessory for anyone tha… |
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ArtisanStreet’s 5-Piece Carafe & Wine Glass Set. Hand Painted in Black & Red Playing Cards Design. Made to Order, Signed by Artisan $107.50 5-piece set of 4 hand painted wine glasses with matching carafe. Features playing cards design of black & red clubs, spades, diamonds & hearts. Enjoy a glass of wine or any beverage while enjoying your favorite game of cards. Additional glasses are available. Made to order, hand painted, signed by artisan. Usually ships in 3 to 5 days. MADE IN AMERICA…. |
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Some Kind of Wonderful (Special Collector’s Edition) $11.90 After dominating the teen-movie genre for the bulk of the 1980s, writer-producer (and sometimes director) John Hughes proved that he had at least one good movie left in him before squandering his talent on lame comedies throughout the 1990s. Like The Breakfast Club and Pretty in Pink, Some Kind of Wonderful treated its teenaged characters like real people with real feelings, hopes, fears, and des… |
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Hunky Dory $5.50 The precursor to Bowie’s masterpiece, The Rise And Fall of Ziggy Stardust And The Spiders From Mars, Hunky Dory points in many of the same musical directions as Ziggy, with Bowie camping it up outrageously through a mixture of cabaret piano, coquettish lyrics and soaring vocals. After the hard rock “The Man Who Sold The World”, Mick Ronson’s guitar is turned down in favour of plenty of piano and … |
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Trick Or Treat (box set) $99.98 The String Cheese Incident unveils their new limited edition live release, Trick Or Treat. The timing is fitting, considering the nine-disc box set was culled from a variety of epic SCI “Hulaween” shows. From Atlanta’s Variety Playhouse (1998) Philadelphia’s Electric Factory (1999), Portland, Maine’s State Theatre (2000), New York City (2001), Shrine Auditorium (2002) in Los Angeles, Sin City’s Co… |
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Star Trek: Original Motion Picture Collection (Star Trek I, II, III, IV, V, VI + The Captain’s Summit Bonus Disc) [Blu-ray] $54.91 Genre: Sci-Fi/FantasyRating: PGRelease Date: 12-MAY-2009Media Type: DVD… |
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Chicago Bulls Upper Deck Pro Shots Ultimate – Michael Jordan (Final Shot) $74.00 It was the last game Michael Jordan played with the Chicago Bulls, and now you can remember perhaps the biggest clutch shot of Jordan’s NBA career with this terrific new Pro Shots Ultimates figure, which depicts No. 23 in mid-launch of his Finals-winning jump shot against Utah in 1998. The 12″ high figure, which is limited to 2,023, is a superbly detailed sculpture replica made of high-quality pol… |
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A League of Their Own $5.95 Penny Marshall’s popular 1992 comedy sheds light on a little-known chapter of American sports history with its story of a struggling team in the All-American Girls Professional Baseball League. The league was formed when the recruiting of soldiers during World War II resulted in a shortage of men’s baseball teams. The AAGPBL continued after the war (until 1954), and Marshall’s movie depicts the le… |
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Looney Tunes: Golden Collection, Vol. 2 $14.46 Brash, fast-paced, and hysterically funny, the Warner Brothers cartoons rank among the undisputed treasures of American animation and American comedy. This second collection, a follow-up to Looney Tunes: Golden Collection, includes such gems as “Porky in Wackyland,” “A Bear for Punishment,” “Gee Whiz-z-z,” The Great Piggy Bank Robbery,” and “I Love to Singa.” A short documentary about director B… |
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